Privacy Policy
Junior Trader Privacy Policy
Last updated: December 2025
1. Introduction
Junior Trader (“we”, “our”, “us”) is committed to protecting the privacy and security ofall users, including students, parents, teachers and partner organisations. This PrivacyPolicy explains how we collect, use, store and protect personal data when you visit ourwebsite (www.junior-trader.org) or interact with our services.
2. Data We Collect
•Personal identifiers: name, email, phone, school or organisation.
•Student participation data: competition entries, performance indicators.
•Website usage data: IP address, browser info, cookies, analytics.
•Payment data processed via secure third‑party providers.
3. How We Use Personal Data
•Deliver services, competitions and resources.
•Provide updates and essential programme information.
•Process bookings, orders and payments.
•Improve website and services.
•Meet safeguarding and regulatory obligations.
4. Lawful Basis
Consent, contract, legitimate interests, legal obligations.
5. Data Sharing
We do not sell data. We may share with IT providers, schools, regulators.
6. Security
Data stored securely with encryption and restricted access.
7. Retention
Data retained only as long as necessary unless longer required by law.
8. Your Rights
Includes access, correction, deletion, portability and objection.
9. Cookies
Used to improve user experience; can be controlled via browser.
10. Contact
info@junior-trader.org
Safeguarding Policy
Junior Trader Safeguarding and Child Protection Policy
Last updated: December 2025
1. Statement of Commitment
Junior Trader is committed to safeguarding and promoting the welfare of children and young people. Every learner has the right to feel safe, supported and respected.
2. Scope
Applies to all staff, volunteers, contractors, schools and partners across all digital interactions and events.
3. Participation of Under‑18s
• Under‑18s require explicit permission from a parent, guardian or teacher to participate in any Junior Trader activity.
• No individual face‑to‑face or live contact takes place unless a parent, guardian or teacher is physically present throughout, online, or alone by exemption. If an Under-18 is alone on a Zoom, the call may be recorded for protection.
Any recorded online meetings or interviews will be on a first name basis, and a consent form will be required for Under-18’s
• Communications with under‑18s occur only via responsible adults unless a parent or school formally authorises supervised interactions.
• No one‑to‑one private messaging with under‑18s is permitted unless authorised by a parent or school.
4. Key Principles
• Welfare of the child is paramount.
• All children have equal protection rights.
• Concerns are acted on promptly.
• Adult supervision is mandatory.
5. Online Safety
• Secure, appropriate platforms.
• Access arranged and supervised by adults.
• No direct private contact with under‑18s.
6. Reporting Concerns
Email info@junior-trader.org or contact police/authorities in emergencies.
7. Whistleblowing
Concerns about misconduct can be reported confidentially without fear of reprisal.
8. Data Protection
Safeguarding data stored securely and shared only on a need‑to‑know basis.
9. Review
Reviewed annually or following any incident.
Data Protection Policy
Last updated: December 2025
1. Purpose
Ensures compliance with UK GDPR and Data Protection Act 2018.
2. Principles
We follow the seven principles: lawfulness, fairness, transparency, purpose limitation, minimisation, accuracy, storage limitation, integrity/confidentiality, accountability.
3. Responsibilities
Leadership ensures compliance; all staff and contractors must follow this policy.
4. Processing
Data processed only for legitimate purposes; kept relevant, limited and secure.
5. Breaches
Any breach must be reported immediately. Serious breaches reported to ICO within 72 hours.
6. Individual Rights
Includes access, rectification, erasure, restriction, portability, objection.
7. Review
Reviewed annually or after regulatory change.
Terms and Conditions of Sale
Last updated: December 2025
1. Introduction
These Terms and Conditions govern purchases of products, online content, courses, and competition entries from Junior Trader.
2. Orders
Orders confirmed only once payment is received. We may decline orders prior to confirmation.
3. Pricing
Prices in GBP and include VAT where applicable. Confirmed orders not affected by price changes.
4. Payment
Payment via approved secure methods. Orders complete only after successful processing.
5. Delivery of Digital Content
Delivered electronically to the email provided at checkout.
6. Cancellations and Refunds
Refunds available within 14 days if digital content has not been accessed. Competition and event fees non‑refundable unless we cancel.
7. School and Group Bookings
Schools confirm they hold necessary permissions for student participation.
8. Liability
Not liable for indirect or consequential losses. Liability limited to purchase value.
9. Intellectual Property
All materials remain property of Junior Trader and may not be reproduced without permission.
10. Governing Law
These Terms are governed by the laws of England and Wales
